Home Mortgage
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Home Mortgage : Mortgage Lenders : Banks
Depending on your bank of choice, bank loan officers can offer you different kinds of loan packages. Some banks may have 1 or 2 fixed-rate mortgages (FRMs) and a couple adjustible-rate mortgages (ARMs). Other banks may offer a wide variety of FRMs and ARMs, in addition to VA and FHA loans. If you have done business with a particular bank for a number of years and have a good relationship with that bank, you may want to check their rates and fees first. However, be sure to check at least 2 different places to compare rates.
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Depending on your bank of choice, bank loan officers can offer you different kinds of loan packages. Some banks may have 1 or 2 fixed-rate mortgages (FRMs) and a couple adjustible-rate mortgages (ARMs). Other banks may offer a wide variety of FRMs and ARMs, in addition to VA and FHA loans. If you have done business with a particular bank for a number of years and have a good relationship with that bank, you may want to check their rates and fees first. However, be sure to check at least 2 different places to compare rates.
 
Mortgage Lenders
1. Banks
2. Savings and Loan Associations (S&Ls)
3. Mortgage Brokers
 
Home Mortgage CheckList
1. Types of Loans
2. Types of Properties
3. Loan Term
4. Lenders
5. Loan to Value (LTV)
6. Prequalification
7. Buy-Downs/Discount Points
8. Closing Costs
 
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