Depending
on your bank of choice, bank loan officers can offer
you different kinds of loan packages. Some banks
may have 1 or 2 fixed-rate mortgages (FRMs) and a
couple adjustible-rate mortgages (ARMs). Other banks
may offer a wide variety of FRMs and ARMs, in addition
to VA and FHA loans. If you have done business with
a particular bank for a number of years and have
a good relationship with that bank, you may want
to check their rates and fees first. However, be
sure to check at least 2 different places to compare
rates.