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Home Mortgage : Mortgage Prequalification : Employment History
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Ideally lenders like to see an employment history of 2 plus years with the same company, or in the same line of work. However, if there are changes but with increases in salary and responsibility are usually acceptable. Stability of income is a very important factor to mortgage lenders when they prequalify you.

For the self-employed, lenders will look at profitability and cash flow of the company and also personal income.
 
Mortgage Prequalification Determiners
1. Employment History
2. Credit Rating
3. Affordability
 
Home Mortgage CheckList
1. Types of Loans
2. Types of Properties
3. Loan Term
4. Lenders
5. Loan to Value (LTV)
6. Prequalification
7. Buy-Downs/Discount Points
8. Closing Costs
 
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